TD Cash Back Visa Infinite Card

This credit card review was updated on May 13, 2022 by John

TD Cash Back Visa Infinite Card

Apply Now

on TD’s secure site

Welcome Bonus
Earn 10% Cash Back on all Purchases for the first 3 months up to a total spend of $2,000.

Annual Fee
$120.00 first year no Annual Fee for the Primary and Additional Cardholders.

Eligibility Requirements
$60,000 personal or $100,000 household annual income.

Limited Time Offer – Must apply online by September 5, 2022.

TD Cash Back Visa Infinite Card At a Glance

You can look forward to some amazing benefits with this credit card in your wallet:

  • Earn Cash Back Dollars on every eligible purchase.
  • Emergency Road Services with Deluxe TD Auto Club Membership, valued at $79.00, is included with the card.
  • Travel with confidence with Travel Medical Insurance
  • Complimentary Visa Infinite Concierge service available 24/7

The Key Numbers to Know

These are the key numbers that you need to know about this card:

annual fee: $120
interest on purchases: 20.99%
interest on cash advances: 22.99%
additional card holders: $50

Earn and Redeem Cash Back Dollars

TD makes it easy to earn and easy to redeem cash back dollars:

  • Earn 3% in Cash Back Dollars on eligible grocery and gas purchases, and on recurring bill payments set up on your account.
  • Earn 1% Cash Back Dollars on all other Purchases made with your Card
  • Redeem your Cash Back Credit Card Dollars to help pay down your Accounts balance whenever you please – the choice is yours!
  • The minimum amount to redeem cash back dollars is $25, at anytime through EasyWeb or TD Mobile App.
  • Your Cash Back Dollars never expire as long as your account is open and in good standing.

Great Features of the TD Cash Back Visa Infinite Card

There are even more card features and benefits to look forward to. Just click on the titles to learn more.

Exclusive Benefits with the Visa Infinite Crd
+ Complimentary Visa Infinite Concierge: On call, 24 hours a day, seven days a week, to help you get the most from life whenever you travel, shop and use your Card.

+ Visa Infinite Luxury Hotel Collection: Receive exclusive benefits when you book your stay through the collection featuring over 900 of the world’s most intriguing properties.

+ Visa Infinite Food and Wine Experiences: Enjoy exclusive access to gourmet events at some of Canada’s top restaurants. Plus, receive premium benefits at participating wineries in British Columbia and Ontario.

Travel Benefits
+ Travel Medical Insurance: Up to $2 million of coverage for the first 10 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.

+ Delayed and Lost Baggage Insurance: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.

+ Emergency Travel Assistance Services: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

Automotive Benefits
+ Free Deluxe TD Auto Club Membership: Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite Card. You’ll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.

+ Save with Avis Rent A Car and Budget Rent A Car: Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates, in Canada and the U.S. You will also save a minimum of 5% off the lowest available base rates, internationally, on qualifying car rentals at participating Avis and Budget locations.

+ Auto Rental Collision/Loss Damage Insurance: Use your Canadian TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost.

+ Visa Zero Liability: Shop online and in person securely with Visa Zero Liability and be protected in the event that unauthorized transactions are made on your Card. See your Cardholder Agreement for complete information on unauthorized transactions and your responsibilities including your responsibility to protect your PIN.

+ Chip & PIN technology: TD Visa Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).

+ Purchase Security and Extended Warranty Protection: You automatically have access to Purchase Security and Extended Warranty Protection. This includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

+ Verified by Visa: provides you with increased security and convenience when you shop online.

+ Instant Alerts. Added convenience, with TD Fraud Alerts: You can now automatically receive TD Fraud Alerts to your mobile phone any time they suspect suspicious activity on your TD Cash Back Visa Infinite Card. This also works on any Additional Card holder’s card on your Account. Simply ensure that TD has your current mobile phone number listed in your TD Customer Profile.

+ Click to Pay: Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa where Visa is accepted.

+ Manage your credit card in the TD app: Set transaction limits, block international purchases or lock your credit card.

Everyday Services
+ Use Apple Pay or Samsung Pay wherever contact less payments are accepted: These Digital Wallets are accepted in a growing number of shops, restaurants, and other retailers, making it convenient and easy to use for everyday purchases with just a tap of your device.

+ Emergency Cash Advances: You can ask for an emergency Cash Advance in an amount up to $5,000 for your TD Cash Back Visa Infinite Card (subject to your available credit limit).

Frequently Asked Questions

What is the interest rate on TD Cash Back Visa?
The standard rate for purchases is 20.99% and for cash advances is 22.99%.
What is the credit limit?
The credit limit is a minimum of $5,000.
How do you redeem Cash Back dollars?
Redeeming Cash Back dollars is simple and easy. You can redeem your Cash Back Dollars, for a minimum amount of $25, at anytime through EasyWeb or TD Mobile App. Your Cash Back dollars never expire as long as your account is open and in good standing with TD.

Why should you get the TD Cash Back Visa Infinite Credit Card?

If you are looking for great Cash Back with travel and automotive benefits, then this TD Cash Back Visa Infinite Card could be the right one for you. It comes with an generous rate of 3% Cash Back on eligible grocery and gas purchases, and on regularly recurring bill payments set up on your account.

You also earn 1% Cash Back on all other purchases. This card has travel benefits such as Travel Medical Insurance, as well as automotive benefits such as Emergency Road Services with the Deluxe TD Auto Club Membership. Apply today and start earning cash back on one of the best credit cards available to Canadians.

Apply Now on TD’s secure site