TD Visa Credit Cards Canada 2022

This credit card review was updated on May 16, 2022 by John

TD Visa credit cards offer a host of benefits and features to suit your needs. They offer a full suite of cards so that you are sure to find one that you are looking for. Here are the most popular TD credit cards and brief details on what they have to offer.

First Class Travel Visa Infinite Card
  • $120 Annual Fee
  • Best for: Travel Rewards
  • 19.99% interest: purchases
  • 22.99% interest: cash advances
  • Up to 9 TD points / $1
  • Special Welcome Offer
Learn More
TD Cash Back Visa Infinite Card
  • $120 Annual Fee
  • Best for: Cash Back
  • 20.99% interest: purchases
  • 22.99% interest: cash advances
  • Up to 3% Cash Back
  • Special Welcome Offer
Learn More
TD Rewards Visa Credit Card
  • $0 Annual Fee
  • Best for: No Fee
  • 19.99% interest: purchases
  • 22.99% interest: cash advances
  • Up to 3 TD points / $1
  • Special Welcome Offer
Learn More
TD Emerald Flex Rate Visa Card
  • $0 Annual Fee
  • Best for: Low Rate
  • Prime + 4.50%: purchases
  • Prime + 4.50%: cash advances
  • limited benefits
  • Special Welcome Offer
Learn More

Frequently Asked Questions

Can I use a TD credit card to get cash from an ATM?
All TD CHIP Credit Cards are issued with ATM access. Alternatively, you can add your TD Credit Card as an option on your TD Access Card by calling TD Credit Cards or by visiting any TD Canada Trust branch.
How old do you have to be to get a TD credit card?
Primary Cardholders of TD Credit Cards must be the age of majority in your province/territory of residence. However, it is possible for the Primary Cardholder to add an Additional Cardholder to their TD Credit Card Account who is under the age of 18. The Primary Cardholder remains responsible for all purchases, balances and fees made to the Account.
Do TD Credit Cards offer emergency card replacement?
If, while travelling outside of Canada, you discover that your TD Credit Card is lost or stolen, you must immediately contact TD Credit Cards. You are not responsible for Unauthorized Transactions after you promptly inform us about a lost or stolen Card. Your Card will be cancelled, and an emergency Card replacement will be mailed to you.
What is Visa Secure?
When you shop online and see the Visa Secure badge on participating Merchant sites, this means your online purchases are secured with Visa. Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card.

Whether you are using a desktop, mobile or other digital device, you may be guided through an additional check to verify your identity. This helps TD know you are really you, and it better protects you from fraud.

How do I switch to a different TD Credit Card?
If the TD Credit Card you currently have no longer suits your needs, transferring to a different TD Credit Card is easy. First, choose the new card that’s right for you. When you’ve made your decision and are ready to transfer to a different Card, all you have to do to complete the transfer is one of the following:

By phone: Simply call 1-800-983-8472 to speak to one of our Customer Service Representatives. Please have your current TD credit card with you when you call.

Visit a Branch: Visit your local branch that is convenient for you.

Are TD Visa Credit Cards for You?

TD Visa Credit Cards Canada

These Visa cards from TD may be for you if you are looking to:

  • Automatically pay bills – Set up Pre-Authorized Payment on your TD Credit Card and stay on top of your payments.
  • Add Additional Cardholders – Share the benefits of your TD Credit Card Account with up to 3 Additional Cardholders.
  • Receive TD Fraud Alerts – Get text messages right to your mobile when they detect suspicious activity made with your TD Visa Credit Card.
  • Manage your credit card in the TD app – Set transaction limits, block international purchases or lock your credit card.
If these benefits sound enticing then please feel free to learn more about the card of your choice. We hope that one of these TD Visa credit cards will be helpful along your journey to financial freedom.